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Insurance Solutions for the Healthcare Industry

The nature and extent of risk, governance, compliance issues, and cost management challenges have all changed considerably in recent years for the healthcare industry. Existing and emerging exposures related to patient safety; Federal audits; data security, PHI confidentiality and HIPAA compliance; the health and welfare of employees; billing issues; and environmental liability must be identified, understood and managed to avoid potentially crippling operating and financial issues – not to mention crisis management consequences.

Arroyo provides healthcare clients with integrated cost-effective solutions to meet these challenges. Our knowledgeable professionals take the time to understand your organizational needs, as well as your goals and objectives. As your partner and trusted advisor, we’ll identify your exposures, anticipate opportunities and deliver the results you both want and need.

Clients We Serve

We insure a wide range of organizations within the healthcare industry, including:

  • Hospitals
  • Physician Practice Groups
  • Long Term Care Facilities (Senior Living, CCRCs, Assisted Living, Nursing Homes)
  • Home Healthcare/Hospice
  • Surgical, Imaging, and other Outpatient Medical Groups
  • Dental Practice Groups
  • Ambulance Services

Which Insurance Coverages Do You Need?[

There is a wide range of insurance products that go into putting together a broad, comprehensive and affordable program for healthcare facilities. Included among these are:

  • General Liability
  • Medical Professional Liability Insurance/Medical Malpractice
  • Abuse & Molestation Liability
  • Property including Equipment Breakdown, Business Interruption & Crime
  • Commercial Auto Liability including Non-Owned & Hired Auto
  • Cyber Liability including coverage for extortion threats and crisis public expenses
  • Regulatory Audit Coverage (RAC)
  • Directors & Officers Liability
  • Employment Practices Liability
  • Commercial Umbrella Liability
  • Workers Compensation